Considering the fact that hackers want to prey on Exchanges and your account, we always recommend that you use a digital wallet for your coins. It is not too difficult to go coins between your Exchange account and your wallet. Make sure to choose a wallet that handles most of the coins you want to be buying and selling. Your wallet can also be the unit you employ to "spend" your coins with the merchants who accept CC's for payment. Both types of wallets are "hot" and "cold" ;.Hot wallets are very simple to use How do I protect my crypto? but they leave your coins subjected to the web, but only on your desktop, not the Exchange server. Cold wallets use offline storage mediums, such as for example specialized hardware memory sticks and simple hard copy printouts. Using a cool wallet makes transactions more difficult, but they're the safest.